BUY-TO-LET
Whether you’re investing in your first rental property or expanding your portfolio, our expert advisors are here to help. We provide clear, tailored advice on both personal and limited company buy-to-let mortgages, helping you choose the most suitable structure for your investment. With our guidance, you can secure the right deal, maximise your returns, and move forward with confidence.
"If you need help with buy-to-let, McGirls Money Management is the place to go"
Are you in a position to purchase a buy-to-let property? Your McGirls Money Mangement mortgage adviser will take you through the costs involved: property deposit, survey fees, stamp duty and solicitor’s fees. We’ll calculate how much you can borrow, and provide a range of mortgage product options. Once you’ve found what you want, we’ll apply for a DIP.
If you have a Decision in Principle (DIP) from a mortgage lender, you can start looking for your buy-to-let property. Your McGirls Money Mangement mortgage adviser can help with your research on the best locations to start your search. You’ll also need to consider finding an agent to manage your property for you. Once you find the right property, you can make an offer.
If your offer is accepted, you’ll need to appoint a solicitor to carry out the conveyancing. Your McGirls Money Mangement mortgage adviser will proceed with your full mortgage application. Once we know what kind of property you’re buying, we’ll tailor our mortgage advice more accurately as some lenders are strict about the properties they’ll lend on.
Your property may be repossessed if you do not keep up repayments on your mortgage. Most buy to let mortgaGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
YOUR BUY-TO-LET MORTGAGE LENDER
Buy-to-Let mortgages differ from other mortgage products because they often have criteria attached regarding the kind of properties they will lend on. McGirls Money Mangement mortgage advisers are well-placed to be able to offer specialist advice on the kind of mortgage that is right for your chosen property.
Once you’ve found a property you consider a good investment for buy-to-let, McGirls Money Management will make a full mortgage application on your behalf. We know the buy-to-let market well, and can offer clients detailed, up-to-date guidance.
Remember – your McGirls Money Management mortgage adviser will be guiding and supporting you through every phase of the journey. You’ll have the benefit of their experience and expertise, throughout.